Health and Dental Insurance
We believe that our employees should be protected by health and dental insurance. Universal offers three different health plans, including a PPO, HMO, and a Catastrophic Plan through United Healthcare. United Healthcare is one of the top insurers in the country, serving more than 18 million customers through over 470,000 physicians and 4,500 hospitals across the United States.
Universal also offers a top dental plan through United Healthcare.

Cash-Payout Profit Sharing
What is Profit Sharing?  Universal Engineering Sciences appreciates the hard work of our employees and returns a large percentage of profits to our employees in cash. Universal bases Profit Sharing on branch and department profits, which are prominently posted at each office for all employees to see. This is not a company stock program or other, less straightforward incentive program. Universal presents a cash payout to eligible employees on a quarterly basis.

401K Plan and Company Match
Universal offers a 401K plan through Fidelity Investments.  Fidelity offers state-of-the-art service, technology, and top investment options. We are proud to offer this program to our employees. Universal automatically enrolls every employee in our 401k and matches 12 cents on the dollar (on up to five percent of base salary).  This contribution is in addition to our cash-payout profit sharing.

Paid Time Off
We believe that Paid Time Off (PTO) is important to our employees. Universal offers a generous PTO policy and rewards employees for length of service by increasing the amount of PTO offered incrementally.

Life Insurance/Accidental Death and Dismemberment
Universal would like to do everything we can to protect our employees and their families. All full-time employees of Universal become eligible for $40,000 in life insurance and Accidental Death and Dismemberment Insurance. Universal pays the entire cost of this benefit.

Disability Insurance
The prospect of becoming disabled and the accompanying loss of income threatens everyone’s financial well-being. All full-time employees of Universal become eligible for Long Term disability Insurance, which pays 60% of an employee’s base salary (after 90 days) for a set period should disability occur. Universal pays the entire cost of Long Term Disability Insurance. For many employees, Short Term disability is also at a slight cost (Universal picks up most of this cost) available in many cases, covering a disability period from two weeks through 90 days.

Cafeteria Plan
Many of the out-of-pocket expenses associated with our benefits are available through our Cafeteria Plan. A Cafeteria Plan allows an employee to pay for out-of pocket expenses using pre-tax dollars, thus reducing your taxable income.

Flexible Spending Accounts
Further tax savings is available through Medical and Childcare Flexible Spending Accounts. These accounts allow you to reduce your taxable income by deferring salary into reimbursement accounts for qualified medical and childcare expenses. Qualified medical expenses include co-pays and deductibles, prescriptions, vision care, eyeglasses and contacts, dental care, and many over-the-counter medicines.  

Cancer Plan
Critical Illnesses such as Heart Attack and Stroke are covered through this plan, paying a lump sum benefit upon diagnosis of a covered critical illness. The plan also pays up to $50 for wellness screenings such as cholesterol tests, glucose tests, and stress tests.

Critical Illness Plan
Critical Illnesses such as Heart Attack and Stroke are covered through this plan, paying a lump sum benefit upon diagnosis of a covered critical illness. The plan also pays up to $50 for wellness screenings such as cholesterol tests, glucose tests, and stress tests.

Accident Plan
Our Accident Plan provides additional protection for unexpected emergencies that can occur.  This plan provides benefits for an initial doctor’s office visit, emergency room treatment, or ambulance trip.  Additional payouts are given for common accidental injuries such as fractures, burns, and other injuries. Also covered are lodging, hospital care, transportation, and follow-up care.

Additional Life Insurance
On top of the $40,000 Company-Paid Life Insurance Benefit, Universal offers term life insurance for up to five times your annual salary ($500,000 max) for both employees and their dependents

Paid Holidays, Jury Duty Pay, and Funeral Leave
Universal provides seven paid holidays per year to all full-time employees including New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving and the Day After Thanksgiving, and Christmas Day.  Universal also provides Jury Duty Pay and up to three days of Funeral Leave.